💰 Net Salary Calculator

Calculate your net salary after GOSI deductions

📊 Enter Salary Components

GOSI rate varies by nationality
GOSI is calculated on basic salary only
Usually 25% of basic salary
Usually 10-15% of basic salary
Phone, meals, etc.
Important Information About GOSI
Employee Contribution Rates:
  • Saudi: 9.75% (9% pension + 0.75% SANED)
  • Expat: 2% (occupational hazards only)
Employer Contribution Rates:
  • For Saudis: 12% (9% pension + 2% occupational hazards + 1% SANED)
  • For Expats: 2% (occupational hazards only)
Notes:
  • GOSI is calculated on basic salary only
  • Maximum salary subject to GOSI: 45,000 SAR
  • Allowances are not included in GOSI calculation

ℹ️ About This Tool

The Net Salary Calculator is a free accurate tool for calculating your salary after GOSI deductions in Saudi Arabia. It supports calculations for both Saudi and expat employees.

Calculator Features:

  • Accurate: Calculations according to GOSI system
  • Comprehensive: Supports Saudis and expats
  • Detailed: Shows all salary components and deductions
  • Free: Unlimited use

FAQ about Net Salary Calculator

Net salary = Basic salary + Allowances - GOSI deduction. For Saudis, 9.75% is deducted from basic salary (9% pension + 0.75% SANED). For non-Saudis, nothing is deducted from their salary but the employer pays 2% on their behalf.

For Saudi employees: 9.75% of basic salary (9% pension + 0.75% SANED unemployment). The employer pays an additional 11.75% (9% pension + 1% occupational hazards + 1% SANED + 0.75% other). For non-Saudis: employer pays only 2% for occupational hazards.

Yes, GOSI deduction is calculated on basic salary + housing allowance (or 25% of basic salary if not specified). Other allowances like transportation and furniture are not included in GOSI calculation. The maximum subscription is 45,000 SAR monthly.

The minimum salary for counting a Saudi in Nitaqat (Saudization) is 4,000 SAR monthly for full-time and 3,000 SAR for part-time. There is no official minimum wage for non-Saudis, but salary must be appropriate for qualifications and experience.

Under Saudi labor law, salary must be paid on the date specified in the employment contract, no later than month-end. A delay of more than 7 days is a violation. Government sector salaries are typically paid on the 27th of each month. Wage protection can be tracked through the Mudad system.

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