Retirement Calculator
Calculate your retirement date and time remaining
Retirement Age in Saudi Arabia:
- Government Sector: 60 years (can extend to 65)
- Private Sector: According to labor and insurance laws
- Early Retirement: Available under certain conditions
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Retirement Planning Tips
- Start financial planning for retirement early
- Invest in social insurance system
- Consider additional income sources after retirement
- Maintain sufficient emergency savings
- Plan activities and projects after retirement
- Ensure health insurance coverage
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FAQ about Retirement in Saudi Arabia
The official retirement age in Saudi Arabia is 60 Hijri years for men and 55 for women in the government sector. Early retirement is possible after 25 years of service for men and 20 for women. In the private sector (GOSI), retirement is at age 60 or after 300 months of contribution (25 years).
In civil retirement: Pension = (Last salary × months of service) ÷ 480. In GOSI: Pension = (Average salary of last 2 years × months of contribution) ÷ 480. Maximum pension is 80% of last salary.
Yes, government sector retirees can work in the private sector and combine pension with salary. GOSI retirees can also work in the government sector. However, you cannot combine two retirement pensions from the same system.
Early retirement requirements: In civil retirement: 20 years of service for women and 25 for men with employer approval. In GOSI: 300 months of contribution (25 years) and leaving work. Early retirement pension is lower than pension at official retirement age.
Yes, the system allows combining previous service from other entities. You can also combine contribution periods between civil retirement and GOSI systems. This requires submitting a request and paying the financial differences due for gap periods.