🏦 Islamic Finance Calculator

Sharia-compliant financing solutions

☪️ Riba-free - Sharia Compliant

Select Financing Type

🏠

Murabaha

Sale with known profit margin

🚗

Ijarah

Lease to own

💰

Tawarruq

Personal cash financing

📊 Financing Details

Financing Amount

SAR

Down Payment

SAR

Financing Period

Years

Annual Profit Rate

Admin Fees (optional)

Monthly Payment

SAR/month

Financing Breakdown

Net Financing Amount 0

Total Profit Profit Margin 0

Admin Fees 0

Total Amount Due 0

Number of Payments 0

📅 Payment Schedule

🏠 Murabaha

A sale contract where the bank buys the asset and sells it to the customer at cost plus an agreed profit margin.

Suitable for property and vehicles
Fixed and known profit upfront

🚗 Ijarah

A leasing contract where the bank buys and leases the asset to the customer for rental payments.

Ownership at end of contract
Flexible payments

💰 Tawarruq

Buying a commodity on credit then selling it for cash to get liquidity.

For obtaining cash liquidity
Compliant personal financing