🏠 Sakani Services Guide

Saudi National Housing Program

About Sakani Program

Sakani is the National Housing Program under the Ministry of Housing in Saudi Arabia, aiming to enable citizens to own suitable housing and achieve Vision 2030's goal of raising homeownership to 70%.

Program Objectives:
  • Enable citizens to own suitable housing
  • Provide diverse housing options (ready purchase, self-build, financing)
  • Provide financial support for eligible citizens
  • Facilitate access to real estate loans
  • Increase homeownership rate for Saudi families
Beneficiary Categories:
  • Saudi Citizens: Seeking first home ownership
  • Limited Income Families: To receive housing support
  • Real Estate Developers: For developing housing projects
Housing Product Types:
  • Ready Units: Ready-to-move apartments and villas
  • Residential Lands: Lands for self-building
  • Financing Support: Support for obtaining real estate loans
  • Under Construction Villas: Reserve units under development
Platform Link: sakani.housing.sa

💰 Housing Support Services

1️⃣ Housing Support Application

Service to apply for housing support from Ministry of Housing.

Eligibility Conditions:
  • Must be Saudi citizen
  • Minimum age of 25 years
  • Never received housing support before
  • Applicant or spouse does not own residential unit
  • No previous housing loan
  • Appropriate family monthly income
Application Steps:
  1. Register on Sakani platform via National Access
  2. Complete personal and family information
  3. Select "Apply for Housing Support"
  4. Choose support type:
    • Purchase ready unit
    • Build home
    • Purchase land
  5. Enter family monthly income data
  6. Upload required documents:
    • National ID copy
    • Income proof (for employees)
    • Family record (if any)
  7. Review data and accept declarations
  8. Submit application
  9. Track application status via platform
Housing Support Amount:
Family Monthly Income Support Amount
Less than 10,000 SAR 500,000 SAR
10,000 - 14,000 SAR 400,000 SAR
14,000 - 18,000 SAR 300,000 SAR
18,000 - 22,000 SAR 200,000 SAR
More than 22,000 SAR 150,000 SAR
Note: Total family income (husband + wife) is calculated when assessing eligibility.
Processing Time:
  • Application review: 3 to 5 business days
  • Eligibility assessment: 2 to 4 weeks
  • Eligibility certificate issuance: Immediately after approval

2️⃣ Application Status Inquiry

Service to inquire about housing support application status and processing stages.

Inquiry Steps:
  1. Login to Sakani platform
  2. Go to "My Applications"
  3. View application details
  4. Track stages:
    • Received: Under review
    • Under Assessment: Eligibility being assessed
    • Additional Info: Data update required
    • Accepted: Application approved
    • Rejected: Conditions not met

3️⃣ Eligibility Certificate

Certificate proving citizen's eligibility for housing support and its amount.

Certificate Uses:
  • Reserve residential unit from Sakani
  • Obtain supported real estate loan
  • Purchase land and self-build
  • Apply for financing options
Certificate Validity:
  • Valid for one year from issuance
  • Can be renewed if not utilized
  • Cancelled upon using support

🏘️ Unit Reservation Services

1️⃣ Reserve Ready Residential Unit

Service to reserve ready apartment or villa from available projects on Sakani platform.

Reservation Steps:
  1. Login to Sakani platform
  2. Go to "Interactive Map"
  3. Browse available projects by:
    • Region and city
    • Unit type (apartment, villa, townhouse)
    • Number of rooms
    • Price
  4. View project and unit details
  5. Select suitable unit
  6. Review unit details:
    • Area
    • Total price
    • Architectural plan
    • Location
    • Delivery date
  7. Choose payment method:
    • Use housing support
    • Bank financing
    • Cash payment
  8. Pay reservation deposit (usually 10% of value)
  9. Receive booking confirmation
  10. Complete financing procedures (within 30 days)
Required Documents:
  • National ID
  • Eligibility certificate (if any)
  • Income proof
  • Bank statement
  • Salary certificate (for employees)
Notice: Must complete financing procedures within 30 days of reservation, otherwise reservation will be cancelled.

2️⃣ Reserve Residential Land

Service to reserve residential land for self-building.

Steps:
  1. Login to Sakani
  2. Select "Residential Lands"
  3. Browse available lands by region
  4. Select suitable land
  5. Review land details:
    • Area
    • Price
    • Location
    • Available services
  6. Reserve land
  7. Pay land value or use support
  8. Receive ownership deed
Important Notes:
  • Can use housing support for land purchase and building
  • Must start construction within two years of purchase
  • Sakani provides supported loans for self-building
  • Must obtain building permit from municipality

3️⃣ Cancel or Modify Reservation

Service to cancel or modify previous reservation.

Cancellation Conditions:
  • Can cancel within 7 days of reservation without fees
  • After 7 days: 5% of reservation value deducted
  • Cannot cancel after ownership deed issuance
Cancellation Steps:
  1. Login to Sakani
  2. Go to "My Reservations"
  3. Select reservation to cancel
  4. Click "Request Cancellation"
  5. Specify cancellation reason
  6. Confirm cancellation
  7. Refund within 14 business days

📞 Contact & Support

Contact Channels:
  • Website: sakani.housing.sa
  • Sakani App: Available on iOS and Android
  • Unified Call Center: 199090
  • Email: [email protected]
  • Twitter: @SakaniSA
  • Ministry of Housing Branches: In all regions
Working Hours:
  • Electronic Platform: Available 24/7
  • Call Center: 8 AM to 12 midnight
  • Branches: 8 AM to 4 PM (Sunday - Thursday)
Technical Support:
  • Platform support (live chat)
  • WhatsApp support: 199090
  • Help center in app
  • FAQ section