Monthly Budget Planner

Plan your budget using the 50/30/20 rule

50%
Needs
Housing, Bills, Food
30%
Wants
Entertainment, Shopping, Travel
20%
Savings
Savings, Debt Payment
SAR
After taxes and deductions
Essential Needs
50%
Total: 0 SAR
Wants & Entertainment
30%
Total: 0 SAR
Savings & Debt Payment
20%
Total: 0 SAR

Budget Management Tips

  • Review expenses weekly to stay on track
  • Start with an emergency fund covering 3-6 months of expenses
  • Use expense tracking apps to make it easier
  • Set realistic and measurable savings goals
  • Avoid unnecessary debt as much as possible
  • Save automatically at the start of the month, not the end

Frequently Asked Questions

Split income: 50% needs, 30% wants, 20% savings and debt repayment.

Rent, bills, food, transport, and savings are the essential items.

Track every expense, reduce eating out, and review monthly subscriptions.

Save at least 20% of income. Start with any amount and increase gradually.

Yes, as some expenses change. Review and adjust your budget monthly.