🚀 Monshaat Services Guide

Small and Medium Enterprises General Authority

About Monshaat

Monshaat is the General Authority for Small and Medium Enterprises in Saudi Arabia, aiming to support, nurture, and develop small and medium enterprises.

Authority Objectives:
  • Organize SME sector
  • Provide financial and technical support to entrepreneurs
  • Develop legislative and regulatory environment
  • Facilitate access to financing
  • Provide training and development programs
  • Promote entrepreneurship culture
Beneficiary Categories:
  • Entrepreneurs: Owners of ideas and new projects
  • Small Enterprises: Companies up to 49 employees
  • Medium Enterprises: Companies with 50-249 employees
  • Investors: Those wishing to invest in enterprises
Support Areas:
  • Financial support and loans
  • Training and development
  • Consultations and guidance
  • Marketing and promotion
  • Employment and human resources
  • Technology and innovation
Platform Link: monshaat.gov.sa

📝 Registration and Licensing Services

1️⃣ Register New Enterprise

Service to register enterprise on Monshaat platform to obtain benefits and services.

Registration Steps:
  1. Register on Monshaat platform via National Access
  2. Select "Register New Enterprise"
  3. Enter enterprise details:
    • Commercial name
    • Commercial registration number
    • Activity type
    • Number of employees
    • Capital
  4. Upload required documents:
    • Commercial registration
    • Municipal license (if any)
    • Zakat and income certificate
    • Owner's ID
  5. Specify required support type
  6. Review data
  7. Submit application
  8. Receive enterprise registration certificate
Classification Criteria:
Enterprise Size Number of Employees Annual Revenue
Micro 1-5 employees Less than 3 million SAR
Small 6-49 employees 3-40 million SAR
Medium 50-249 employees 40-200 million SAR
Benefits After Registration:
  • Obtain SME certificate
  • Access supported financing programs
  • Benefit from free training programs
  • Support in government tenders
  • Get free consultations
  • Marketing via Monshaat platform
Free: Registration on Monshaat platform is completely free.
2️⃣ Update Enterprise Data

Service to update registered enterprise information.

Updatable Data:
  • Number of employees
  • Capital
  • Annual revenue
  • Contact information
  • Activity type
  • Documents
Steps:
  1. Login to Monshaat platform
  2. Access "Enterprise Profile"
  3. Select "Update Data"
  4. Modify required information
  5. Upload new documents (if needed)
  6. Save changes
Important: Data must be updated annually to continue benefiting from services.

💰 Financing Services

Available Financing Programs

Monshaat offers several financing programs to support small and medium enterprises.

1️⃣ Kafalah Program

Financing guarantee program providing guarantees for enterprises at banks.

  • Guarantee Ratio: Up to 80% of financing value
  • Financing Amount: 10,000 to 5 million SAR
  • Repayment Period: Up to 10 years
  • Benefits:
    • Facilitate obtaining financing
    • Reduce required guarantees
    • Competitive interest rates
2️⃣ Small Enterprise Financing Program

Direct loans for micro and small enterprises.

  • Financing Amount: 50,000 to 2 million SAR
  • Interest Rate: Subsidized (below market)
  • Repayment Period: Up to 7 years
  • Uses:
    • Purchase equipment
    • Working capital
    • Expansion
    • Development
3️⃣ Crowdfunding Program

Crowdfunding platform for entrepreneurial projects.

  • Debt financing
  • Equity financing
  • Reward-based financing
  • Platforms approved by Capital Market Authority
Financing Application Steps:
  1. Login to Monshaat platform
  2. Select "Financing Services"
  3. Browse available programs
  4. Choose suitable program
  5. Fill financing application:
    • Enterprise data
    • Financial statements
    • Business plan
    • Financing purpose
  6. Upload required documents
  7. Submit application
  8. Wait for study and evaluation (5-15 business days)
  9. Receive decision
  10. Complete disbursement procedures
Advantage: Financing via Monshaat comes with reduced interest and facilitated terms.

📚 Training & Development Services

Available Training Programs
1️⃣ Entrepreneurship Program

Comprehensive training program for beginner entrepreneurs.

  • Duration: 8 weeks
  • Training Type: Remote / In-person
  • Content:
    • Idea development and analysis
    • Business plan preparation
    • Marketing and sales
    • Financial management
    • Law and regulations
  • Cost: Free for Monshaat registrants
2️⃣ Growth and Expansion Program

Advanced program for existing enterprises seeking expansion.

  • Growth strategies
  • Operations management
  • Employment and HR
  • Financing and investment
  • Digital transformation
3️⃣ Specialized Workshops

Short workshops on specific topics.

  • Digital marketing
  • E-commerce
  • Project management
  • Customer service
  • Accounting and taxes
Program Registration:
  1. Login to Monshaat platform
  2. Select "Training and Development"
  3. Browse available programs
  4. Choose suitable program
  5. Register for program
  6. Attend courses
  7. Obtain certificate
Free: Most training programs are free for registered enterprises.

📞 Contact & Support

Contact Channels:
  • Website: monshaat.gov.sa
  • Monshaat App: Available on iOS and Android
  • Unified Number: 19991
  • Email: [email protected]
  • Twitter: @Monshaat_sa
  • Support Centers: In all regions
Working Hours:
  • Electronic Platform: Available 24/7
  • Unified Number: 8 AM to 8 PM
  • Support Centers: 8 AM to 4 PM (Sunday - Thursday)
Support Services:
  • Free consultations for enterprises
  • Guidance and follow-up
  • Platform technical support
  • Customer service